{"id":674296,"date":"2026-01-31T08:27:03","date_gmt":"2026-01-31T08:27:03","guid":{"rendered":"https:\/\/microscopemedia.com\/?p=674296"},"modified":"2026-01-31T08:27:03","modified_gmt":"2026-01-31T08:27:03","slug":"pretul-ascuns-al-platii-cu-telefonul-banii-tai-ar-putea-fi-in-pericol-daca-folosesti-contactless","status":"publish","type":"post","link":"https:\/\/microscopemedia.com\/?p=674296","title":{"rendered":"Pre\u021bul ascuns al pl\u0103\u021bii cu telefonul: banii t\u0103i ar putea fi \u00een pericol dac\u0103 folose\u0219ti \u201econtactless\u201d"},"content":{"rendered":"<div><img decoding=\"async\" src=\"https:\/\/microscopemedia.com\/wp-content\/uploads\/2026\/01\/pretul-ascuns-al-platii-cu-telefonul-banii-tai-ar-putea-fi-in-pericol-daca-folosesti-contactless.jpg\" class=\"ff-og-image-inserted\"><\/div>\n<p id=\"p-0\">\u00cen ultimii ani, acest proces de plat\u0103 a evoluat \u0219i mai mult pentru a fi mai agil \u0219i mai rapid, deoarece acum, datorit\u0103 tehnologiei NFC, nu mai este nevoie s\u0103 introduci cardul \u00een POS pentru a pl\u0103ti, ci este suficient s\u0103-l apropii. Aceasta a permis, la r\u00e2ndul s\u0103u, ca dispozitivele inteligente s\u0103 devin\u0103 \u0219i ele dispozitive de plat\u0103, scrie <a href=\"https:\/\/www.eleconomista.es\">El Economista<\/a>.<\/p>\n<p id=\"p-1\">Aceasta este cunoscut\u0103 sub denumirea de pl\u0103\u021bi f\u0103r\u0103 contact sau contactless, \u0219i, de\u0219i a devenit cea mai comod\u0103 form\u0103 de plat\u0103 \u0219i companiile caut\u0103 noi metode de a facilita aceste tranzac\u021bii, o cercetare a Universit\u0103\u021bii Surrey \u0219i a Universit\u0103\u021bii Birmingham (Regatul Unit) a descoperit c\u0103, \u00een acela\u0219i timp, exist\u0103 vulnerabilit\u0103\u021bi de securitate \u00een timpul pl\u0103\u021bilor.<\/p>\n<p id=\"p-2\">Se pare c\u0103 aceast\u0103 cercetare a dezv\u0103luit sl\u0103biciuni ascunse care le-au permis cercet\u0103torilor s\u0103 efectueze tranzac\u021bii neautorizate de valoare mare. <strong>Noile func\u021bii, cum ar fi permiterea pl\u0103\u021bilor atunci c\u00e2nd nu exist\u0103 semnal, faptul c\u0103 nu trebuie s\u0103 deblochezi telefonul pentru a efectua tranzac\u021bia sau diferitele reguli privind momentul \u0219i modul \u00een care trebuie introdus PIN-ul pentru pl\u0103\u021bi de valoare mare<\/strong>, de\u0219i sunt benefice pentru utilizator pe moment, genereaz\u0103 probleme serioase de securitate.<\/p>\n<p id=\"p-3\"><strong>\u201eCercetarea noastr\u0103 arat\u0103 c\u0103 graba de a introduce noi func\u021bionalit\u0103\u021bi pentru a \u00eembun\u0103t\u0103\u021bi experien\u021ba de cump\u0103rare sau pentru noi modalit\u0103\u021bi de utilizare se face uneori \u00een detrimentul securit\u0103\u021bii noastre\u201d, explic\u0103 Ioana Boureanu, directoarea Centrului de Cibersecuritate de la Surrey.<\/strong><\/p>\n<p id=\"p-4\">Cercet\u0103torii au reu\u0219it s\u0103 demonstreze metode de a p\u0103c\u0103li terminalele de plat\u0103 pentru a accepta un card de credit atunci c\u00e2nd ar fi trebuit s\u0103 fie permis doar telefonul sau pentru a procesa pl\u0103\u021bi peste limita contactless f\u0103r\u0103 verific\u0103ri biometrice sau PIN. \u00centr-un caz, s-a reu\u0219it ca un terminal de plat\u0103 s\u0103 accepte o plat\u0103 frauduloas\u0103 de 25.000 de lire, conform Universit\u0103\u021bii Surrey.<\/p>\n<p id=\"p-5\">\u201eSectorul a introdus deja \u00eembun\u0103t\u0103\u021biri promi\u021b\u0103toare, dar este necesar\u0103 \u00een continuare o coordonare mai bun\u0103 \u00eentre furnizori pentru a se asigura c\u0103 confortul nu creeaz\u0103 noi oportunit\u0103\u021bi de fraud\u0103\u201d, a mai spus Boureanu.<\/p>\n<p id=\"p-6\">Echipa de cercetare a afirmat c\u0103 \u0219i-a comunicat descoperirile mai multor p\u0103r\u021bi implicate \u00een 2024 \u0219i a contribuit la dezvoltarea unor solu\u021bii.<\/p>\n<p id=\"p-7\">\u201eProblemele pe care le-am detectat nu se datoreaz\u0103 gre\u0219elilor companiilor\u201d, clarific\u0103 Tom Chothia, alt cercet\u0103tor din proiect, \u201eci faptului c\u0103 un sistem at\u00e2t de complex precum EMV [Europay, Mastercard \u0219i Visa] poate dezvolta erori ascunse atunci c\u00e2nd se adaug\u0103 func\u021bii noi \u00een mod independent\u201d, a conchis aceasta.<\/p>\n<p id=\"p-8\">&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00cen ultimii ani, acest proces de plat\u0103 a evoluat \u0219i mai mult pentru a fi mai agil \u0219i mai rapid, deoarece acum, datorit\u0103 tehnologiei NFC, nu mai este nevoie s\u0103 &hellip; 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