{"id":687372,"date":"2026-04-14T18:56:03","date_gmt":"2026-04-14T18:56:03","guid":{"rendered":"https:\/\/microscopemedia.com\/?p=687372"},"modified":"2026-04-14T18:56:03","modified_gmt":"2026-04-14T18:56:03","slug":"programul-fidelis-revine-cu-dobanzi-neimpozabile-de-pana-la-760-subscrieri-de-peste-4-miliarde-de-lei-in-primul-trimestru-din-2026","status":"publish","type":"post","link":"https:\/\/microscopemedia.com\/?p=687372","title":{"rendered":"Programul FIDELIS revine cu dob\u00e2nzi neimpozabile de p\u00e2n\u0103 la 7,60%. Subscrieri de peste 4 miliarde de lei \u00een primul trimestru din 2026"},"content":{"rendered":"<div><img decoding=\"async\" src=\"https:\/\/microscopemedia.com\/wp-content\/uploads\/2026\/04\/programul-fidelis-revine-cu-dobanzi-neimpozabile-de-pana-la-760-subscrieri-de-peste-4-miliarde-de-lei-in-primul-trimestru-din-2026.jpg\" class=\"ff-og-image-inserted\"><\/div>\n<p data-start=\"388\" data-end=\"521\" id=\"p-0\">Programul este derulat de <span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">Ministerul Finan\u021belor<\/span><\/span>, iar titlurile sunt listate la <span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">Bursa de Valori Bucure\u0219ti<\/span><\/span>.<\/p>\n<h2 data-section-id=\"anf6l1\" data-start=\"528\" data-end=\"580\" id=\"chapter-0\">Interes ridicat pentru titlurile de stat FIDELIS<\/h2>\n<p data-start=\"582\" data-end=\"799\" id=\"p-1\">Datele oficiale arat\u0103 c\u0103 programul continu\u0103 s\u0103 atrag\u0103 investi\u021bii importante din partea popula\u021biei. \u00cen primul trimestru al anului 2026, investitorii au subscris peste <strong data-start=\"748\" data-end=\"769\">4 miliarde de lei<\/strong>, mai exact 4.065.455.590 lei.<\/p>\n<p data-start=\"801\" data-end=\"936\" id=\"p-2\">Autorit\u0103\u021bile consider\u0103 c\u0103 acest nivel confirm\u0103 \u00eencrederea ridicat\u0103 a rom\u00e2nilor \u00een titlurile de stat ca instrument sigur de economisire.<\/p>\n<p data-start=\"940\" data-end=\"1155\" id=\"p-3\">\u201e<a href=\"https:\/\/www.mediafax.ro\/economic\/editia-din-aprilie-a-programului-fidelis-vine-cu-dobanzi-neimpozabile-de-pana-la-76-23715830\">FIDELIS<\/a> aduce \u00eempreun\u0103 responsabilitatea financiar\u0103 \u0219i grija pentru ceilal\u021bi, oferind investitorilor posibilitatea de a-\u0219i proteja economiile \u00een siguran\u021b\u0103 \u0219i, \u00een acela\u0219i timp, de a contribui la binele comunit\u0103\u021bii\u201d.<\/p>\n<h2 data-section-id=\"1iaq2ur\" data-start=\"1162\" data-end=\"1211\" id=\"chapter-1\">Cine poate investi \u0219i cum se fac subscrierile<\/h2>\n<p data-start=\"1213\" data-end=\"1340\" id=\"p-4\">Pot subscrie persoane fizice rezidente \u0219i nerezidente cu v\u00e2rsta peste 18 ani, prin intermediul unui sindicat bancar format din:<\/p>\n<ul data-start=\"1342\" data-end=\"1690\">\n<li data-section-id=\"15pz3ug\" data-start=\"1342\" data-end=\"1424\"><span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">Banca Transilvania<\/span><\/span> \u0219i <span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">BT Capital Partners<\/span><\/span><\/li>\n<li data-section-id=\"eyrt5h\" data-start=\"1425\" data-end=\"1466\"><span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">Banca Comercial\u0103 Rom\u00e2n\u0103<\/span><\/span><\/li>\n<li data-section-id=\"hjs5dh\" data-start=\"1467\" data-end=\"1508\"><span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">BRD \u2013 Groupe Soci\u00e9t\u00e9 G\u00e9n\u00e9rale<\/span><\/span><\/li>\n<li data-section-id=\"pzvh1x\" data-start=\"1509\" data-end=\"1550\"><span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">UniCredit Bank Rom\u00e2nia<\/span><\/span><\/li>\n<li data-section-id=\"fz5s4p\" data-start=\"1551\" data-end=\"1648\"><span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">TradeVille<\/span><\/span> \u00een parteneriat cu <span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">Libra Internet Bank<\/span><\/span><\/li>\n<li data-section-id=\"1xaspf9\" data-start=\"1649\" data-end=\"1690\"><span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">Salt Bank<\/span><\/span><\/li>\n<\/ul>\n<p data-start=\"1692\" data-end=\"1804\" id=\"p-5\">Valoarea nominal\u0103 a unui titlu este de <strong data-start=\"1731\" data-end=\"1742\">100 lei<\/strong> pentru emisiunile \u00een lei \u0219i <strong data-start=\"1771\" data-end=\"1783\">100 euro<\/strong> pentru cele \u00een euro.<\/p>\n<p data-start=\"1806\" data-end=\"1838\" id=\"p-6\">Pragul minim de subscriere este:<\/p>\n<ul data-start=\"1839\" data-end=\"1916\">\n<li data-section-id=\"1pavjah\" data-start=\"1839\" data-end=\"1876\">5.000 lei pentru titlurile \u00een lei<\/li>\n<li data-section-id=\"1h20gbl\" data-start=\"1877\" data-end=\"1916\">1.000 euro pentru emisiunile \u00een euro.<\/li>\n<\/ul>\n<h2 data-section-id=\"14il46l\" data-start=\"1923\" data-end=\"1969\" id=\"chapter-2\">Dob\u00e2nzi FIDELIS 2026 \u2013 p\u00e2n\u0103 la 7,60% pe an<\/h2>\n<p data-start=\"1971\" data-end=\"2078\" id=\"p-7\">Noua edi\u021bie FIDELIS IV din 2026 include mai multe emisiuni, \u00een func\u021bie de moneda \u0219i perioada de maturitate.<\/p>\n<p data-start=\"2080\" data-end=\"2100\" id=\"p-8\"><strong data-start=\"2080\" data-end=\"2100\">Emisiuni \u00een lei:<\/strong><\/p>\n<ul data-start=\"2101\" data-end=\"2264\">\n<li data-section-id=\"1w09g8t\" data-start=\"2101\" data-end=\"2130\">6,60% \u2013 scaden\u021b\u0103 la 2 ani<\/li>\n<li data-section-id=\"17xsnbp\" data-start=\"2131\" data-end=\"2204\">7,60% \u2013 scaden\u021b\u0103 la 2 ani (tran\u0219\u0103 special\u0103 pentru donatorii de s\u00e2nge)<\/li>\n<li data-section-id=\"1boxrb1\" data-start=\"2205\" data-end=\"2234\">7,10% \u2013 scaden\u021b\u0103 la 4 ani<\/li>\n<li data-section-id=\"108pl4o\" data-start=\"2235\" data-end=\"2264\">7,60% \u2013 scaden\u021b\u0103 la 6 ani<\/li>\n<\/ul>\n<p data-start=\"2266\" data-end=\"2287\" id=\"p-9\"><strong data-start=\"2266\" data-end=\"2287\">Emisiuni \u00een euro:<\/strong><\/p>\n<ul data-start=\"2288\" data-end=\"2378\">\n<li data-section-id=\"yf22u7\" data-start=\"2288\" data-end=\"2317\">4,25% \u2013 scaden\u021b\u0103 la 3 ani<\/li>\n<li data-section-id=\"dn65i0\" data-start=\"2318\" data-end=\"2347\">5,25% \u2013 scaden\u021b\u0103 la 5 ani<\/li>\n<li data-section-id=\"1eu03d8\" data-start=\"2348\" data-end=\"2378\">6,40% \u2013 scaden\u021b\u0103 la 10 ani<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Programul este derulat de Ministerul Finan\u021belor, iar titlurile sunt listate la Bursa de Valori Bucure\u0219ti. Interes ridicat pentru titlurile de stat FIDELIS Datele oficiale arat\u0103 c\u0103 programul continu\u0103 s\u0103 atrag\u0103 &hellip; <a href=\"https:\/\/microscopemedia.com\/?p=687372\" class=\"more-link\">Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":687373,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"Default","format":"standard","meta":[],"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/microscopemedia.com\/index.php?rest_route=\/wp\/v2\/posts\/687372"}],"collection":[{"href":"https:\/\/microscopemedia.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/microscopemedia.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/microscopemedia.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/microscopemedia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=687372"}],"version-history":[{"count":0,"href":"https:\/\/microscopemedia.com\/index.php?rest_route=\/wp\/v2\/posts\/687372\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/microscopemedia.com\/index.php?rest_route=\/wp\/v2\/media\/687373"}],"wp:attachment":[{"href":"https:\/\/microscopemedia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=687372"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/microscopemedia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=687372"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/microscopemedia.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=687372"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}