{"id":687608,"date":"2026-04-16T06:36:04","date_gmt":"2026-04-16T06:36:04","guid":{"rendered":"https:\/\/microscopemedia.com\/?p=687608"},"modified":"2026-04-16T06:36:04","modified_gmt":"2026-04-16T06:36:04","slug":"ministerul-economiei-propune-modificarea-procedurii-de-insolventa-pentru-persoanele-fizice","status":"publish","type":"post","link":"https:\/\/microscopemedia.com\/?p=687608","title":{"rendered":"Ministerul Economiei propune modificarea procedurii de insolven\u021b\u0103 pentru persoanele fizice"},"content":{"rendered":"<div><img decoding=\"async\" src=\"https:\/\/microscopemedia.com\/wp-content\/uploads\/2026\/04\/ministerul-economiei-propune-modificarea-procedurii-de-insolventa-pentru-persoanele-fizice.jpg\" class=\"ff-og-image-inserted\"><\/div>\n<p id=\"p-0\"><span>\u201e<\/span><span>Am pus \u00een transparen\u021b\u0103 un proiect de lege care \u00eembun\u0103t\u0103\u021be\u0219te procedura de insolven\u021b\u0103 a persoanelor fizice \u0219i o face mai accesibil\u0103 pentru cei care au nevoie de ea\u201d, se arat\u0103 \u00een mesajul publicat joi pe Facebook de ministrul Dar\u0103u.&nbsp;<\/span><\/p>\n<p id=\"p-1\"><span>Printre principalele m\u0103suri propuse se num\u0103r\u0103 reducerea pragului de acces la procedura de insolven\u021b\u0103 \u0219i protejarea locuin\u021bei de familie.&nbsp;<\/span><\/p>\n<p id=\"p-2\"><span>\u201eConcret, reducem pragul de acces de la 15 la 10 salarii minime, astfel \u00eenc\u00e2t mai mul\u021bi oameni afla\u021bi \u00een dificultate real\u0103 s\u0103 poat\u0103 intra \u00een aceast\u0103 procedur\u0103. Protej\u0103m locuin\u021ba familiei, dac\u0103 este singura \u0219i respect\u0103 standardele legale, astfel \u00eenc\u00e2t oamenii s\u0103 nu fie sco\u0219i din propria cas\u0103. \u00cen acela\u0219i timp, le oferim acces \u0219i celor care \u00ee\u0219i pot pl\u0103ti datoriile, dar au nevoie de timp \u0219i de un plan clar de rambursare\u201d, informeaz\u0103 oficialul.&nbsp;<\/span><\/p>\n<p id=\"p-3\"><span>Ministrul a subliniat c\u0103 scopul proiectului nu este eliminarea obliga\u021biilor financiare, ci transformarea acestora \u00een unele gestionabile.<\/span><\/p>\n<p id=\"p-4\"><span>\u201e\u00cen felul acesta, procedura devine func\u021bional\u0103, datoriile devin gestionabile, iar oamenii au o \u0219ans\u0103 corect\u0103 s\u0103 \u00ee\u0219i revin\u0103, f\u0103r\u0103 s\u0103 piard\u0103 tot ce au. Nu vorbim despre a sc\u0103pa de obliga\u021bii, ci despre a le face gestionabile\u201d, mai noteaz\u0103 Dar\u0103u.&nbsp;<\/span><\/p>\n<p id=\"p-5\"><span>Proiectul de lege se afl\u0103 \u00een prezent \u00een etapa de avizare \u0219i consultare public\u0103, urm\u00e2nd s\u0103 ajung\u0103 \u00een fa\u021ba Executivului dup\u0103 finalizarea acestor proceduri.&nbsp;<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201eAm pus \u00een transparen\u021b\u0103 un proiect de lege care \u00eembun\u0103t\u0103\u021be\u0219te procedura de insolven\u021b\u0103 a persoanelor fizice \u0219i o face mai accesibil\u0103 pentru cei care au nevoie de ea\u201d, se arat\u0103 &hellip; <a href=\"https:\/\/microscopemedia.com\/?p=687608\" class=\"more-link\">Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":687609,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"Default","format":"standard","meta":[],"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/microscopemedia.com\/index.php?rest_route=\/wp\/v2\/posts\/687608"}],"collection":[{"href":"https:\/\/microscopemedia.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/microscopemedia.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/microscopemedia.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/microscopemedia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=687608"}],"version-history":[{"count":0,"href":"https:\/\/microscopemedia.com\/index.php?rest_route=\/wp\/v2\/posts\/687608\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/microscopemedia.com\/index.php?rest_route=\/wp\/v2\/media\/687609"}],"wp:attachment":[{"href":"https:\/\/microscopemedia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=687608"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/microscopemedia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=687608"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/microscopemedia.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=687608"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}