{"id":712043,"date":"2026-09-07T08:27:04","date_gmt":"2026-09-07T08:27:04","guid":{"rendered":"https:\/\/microscopemedia.com\/?p=712043"},"modified":"2026-09-07T08:27:04","modified_gmt":"2026-09-07T08:27:04","slug":"ai-ul-poate-face-cumparaturi-in-locul-nostru-revolut-si-visa-au-testat-prima-plata-initiata-de-un-agent-ai-in-franta","status":"publish","type":"post","link":"https:\/\/microscopemedia.com\/?p=712043","title":{"rendered":"AI-ul poate face cump\u0103r\u0103turi \u00een locul nostru. Revolut \u0219i Visa au testat prima plat\u0103 ini\u021biat\u0103 de un agent AI \u00een Fran\u021ba"},"content":{"rendered":"<div readability=\"46.242629289512\">\n<div class=\"sgb-google-buttons\">\n<div class=\"display-flex justify-center google-logo\"><img decoding=\"async\" loading=\"lazy\" class=\"mg-x-auto\" width=\"30\" height=\"30\" src=\"https:\/\/microscopemedia.com\/wp-content\/uploads\/2026\/09\/ai-ul-poate-face-cumparaturi-in-locul-nostru-revolut-si-visa-au-testat-prima-plata-initiata-de-un-agent-ai-in-franta.png\" alt><\/div>\n<\/p><\/div>\n<p id=\"p-0\">Compania britanic\u0103 Revolut a anun\u021bat luni c\u0103 a realizat, \u00een colaborare cu Visa, \u201eprima plat\u0103 securizat\u0103 ini\u021biat\u0103 de inteligen\u021ba artificial\u0103\u201d \u00een Fran\u021ba. Potrivit <a href=\"https:\/\/www.lefigaro.fr\/secteur\/high-tech\/revolut-revendique-le-premier-paiement-par-intelligence-artificielle-en-france-20260907\" target=\"_blank\" rel=\"noopener\">Le Figaro<\/a>, experimentul a urm\u0103rit s\u0103 testeze modul \u00een care asemenea pl\u0103\u021bi ar putea func\u021biona \u00een situa\u021bii reale de cump\u0103rare, f\u0103r\u0103 s\u0103 elimina mecanismele de protec\u021bie existente.<\/p>\n<p id=\"p-1\">Concret, dup\u0103 ce prime\u0219te autorizarea clientului, un agent AI poate parcurge diferitele etape ale unei achizi\u021bii, p\u00e2n\u0103 la efectuarea pl\u0103\u021bii. \u00cen cadrul testului, agentul experimental al Visa a ini\u021biat o tranzac\u021bie real\u0103 la un comerciant online.<\/p>\n<p id=\"p-2\">Plata a fost autentificat\u0103 prin sistemul Visa Payment Passkey, care permite confirmarea identit\u0103\u021bii utilizatorului prin metode precum amprenta, recunoa\u0219terea facial\u0103 sau codul de deblocare al dispozitivului, f\u0103r\u0103 parol\u0103 sau cod primit prin SMS.<\/p>\n<h2 id=\"chapter-0\">Pl\u0103\u021bile sunt f\u0103cute cu acordul clientului<\/h2>\n<p id=\"p-4\">Visa dezvolt\u0103 deja tehnologii prin care agen\u021bii AI pot c\u0103uta produse, le pot selecta \u0219i le pot cump\u0103ra \u00een numele consumatorilor, \u00een limitele stabilite \u00een prealabil de ace\u0219tia. Compania precizeaz\u0103 c\u0103 utilizatorul este cel care stabile\u0219te ce poate face agentul \u0219i \u00een ce condi\u021bii poate efectua o plat\u0103.<\/p>\n<h2 id=\"chapter-1\">Nu este prima tranzac\u021bie de acest fel din Europa<\/h2>\n<p id=\"p-5\">Experimentul Revolut \u0219i Visa este o premier\u0103 pentru Fran\u021ba, nu pentru \u00eentreaga Europ\u0103. \u00cen martie, banca spaniol\u0103 Santander \u0219i Mastercard au realizat deja prima plat\u0103 complet\u0103 din Europa executat\u0103 de un agent de inteligen\u021b\u0103 artificial\u0103.<\/p>\n<p id=\"p-6\">Tot mai mul\u021bi consumatori folosesc instrumente AI pentru a c\u0103uta \u0219i compara produse \u00eenainte de a face o achizi\u021bie. \u00cen Fran\u021ba, 51% din popula\u021bie utilizeaz\u0103 inteligen\u021ba artificial\u0103 generativ\u0103, potrivit edi\u021biei din 2026 a Barometrului digital, un studiu anual privind utilizarea tehnologiilor \u0219i serviciilor digitale, citat de Revolut.<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Compania britanic\u0103 Revolut a anun\u021bat luni c\u0103 a realizat, \u00een colaborare cu Visa, \u201eprima plat\u0103 securizat\u0103 ini\u021biat\u0103 de inteligen\u021ba artificial\u0103\u201d \u00een Fran\u021ba. Potrivit Le Figaro, experimentul a urm\u0103rit s\u0103 testeze &hellip; <a href=\"https:\/\/microscopemedia.com\/?p=712043\" class=\"more-link\">Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":712044,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"Default","format":"standard","meta":[],"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/microscopemedia.com\/index.php?rest_route=\/wp\/v2\/posts\/712043"}],"collection":[{"href":"https:\/\/microscopemedia.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/microscopemedia.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/microscopemedia.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/microscopemedia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=712043"}],"version-history":[{"count":0,"href":"https:\/\/microscopemedia.com\/index.php?rest_route=\/wp\/v2\/posts\/712043\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/microscopemedia.com\/index.php?rest_route=\/wp\/v2\/media\/712044"}],"wp:attachment":[{"href":"https:\/\/microscopemedia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=712043"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/microscopemedia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=712043"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/microscopemedia.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=712043"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}