{"id":718027,"date":"2026-10-13T20:47:02","date_gmt":"2026-10-13T20:47:02","guid":{"rendered":"https:\/\/microscopemedia.com\/?p=718027"},"modified":"2026-10-13T20:47:02","modified_gmt":"2026-10-13T20:47:02","slug":"amenda-istorica-pentru-una-dintre-cele-mai-mari-banci-din-sua-tranzactii-suspecte-de-miliarde-de-dolari","status":"publish","type":"post","link":"https:\/\/microscopemedia.com\/?p=718027","title":{"rendered":"Amend\u0103 istoric\u0103 pentru una dintre cele mai mari b\u0103nci din SUA. Tranzac\u021bii suspecte de miliarde de dolari"},"content":{"rendered":"
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Bank of America a fost obligat\u0103 mar\u021bi s\u0103 pl\u0103teasc\u0103 1,2 miliarde de dolari Departamentului Trezoreriei din Statele Unite, dup\u0103 ce autorit\u0103\u021bile au anun\u021bat c\u0103 institu\u021bia financiar\u0103 a \u00eenc\u0103lcat legisla\u021bia privind combaterea sp\u0103l\u0103rii banilor \u0219i sanc\u021biunile economice, relateaz\u0103 NBC News<\/a>.<\/p>\n

Potrivit Departamentului Trezoreriei, aceasta este a treia cea mai mare sanc\u021biune aplicat\u0103 vreodat\u0103 de institu\u021bie. Din suma total\u0103, banca a fost obligat\u0103 s\u0103 pl\u0103teasc\u0103 750 de milioane de dolari Oficiului Controlorului Monedei (OCC), reprezent\u00e2nd cea mai mare amend\u0103 impus\u0103 vreodat\u0103 de aceast\u0103 autoritate.<\/p>\n

\u201eAc\u021biunile de ast\u0103zi transmit un mesaj clar c\u0103 nici m\u0103car cele mai mari institu\u021bii financiare nu sunt mai presus de lege\u201d, a declarat secretarul Trezoreriei, Scott Bessent, \u00eentr-un comunicat.<\/p>\n

Bank of America are peste 70 de milioane de clien\u021bi<\/h2>\n

Fiind a doua cea mai mare banc\u0103 din Statele Unite, Bank of America are peste 70 de milioane de clien\u021bi \u0219i proceseaz\u0103 anual pl\u0103\u021bi de aproximativ 4.500 de miliarde de dolari pentru persoanele fizice.<\/p>\n

\u00cen plus, banca gestioneaz\u0103 pl\u0103\u021bi \u00een valoare de 450.000 de miliarde de dolari pentru clien\u021bii corporativi, inclusiv salarii, carduri de credit corporative \u0219i pl\u0103\u021bi c\u0103tre furnizori.<\/p>\n

Tranzac\u021bii suspecte de peste 5 miliarde de dolari, neraportate<\/h2>\n

Departamentul Trezoreriei a precizat c\u0103 Bank of America \u201erecunoa\u0219te c\u0103 a \u00eenc\u0103lcat \u00een mod deliberat\u201d Legea privind secretul bancar \u0219i c\u0103 \u201enu a men\u021binut\u201d un program de combatere a sp\u0103l\u0103rii banilor care s\u0103 \u00eendeplineasc\u0103 cerin\u021bele minime prev\u0103zute de lege.<\/p>\n

Banca a recunoscut, de asemenea, c\u0103 nu a transmis rapoartele obligatorii privind activit\u0103\u021bile suspecte.<\/p>\n

\u201eBank of America nu a raportat la timp c\u0103tre FinCEN tranzac\u021bii suspecte \u00een valoare de peste 5 miliarde de dolari, dintre care peste un miliard de dolari reprezentau activit\u0103\u021bi asociate unor riscuri pentru securitatea na\u021bional\u0103 \u0219i altor riscuri prioritare de finan\u021bare ilicit\u0103, inclusiv tranzac\u021bii suspecte care indicau implicarea unor re\u021bele chineze\u0219ti de sp\u0103lare a banilor, fraude \u0219i posibile opera\u021biuni de sp\u0103lare a banilor prin intermediul comer\u021bului, cu leg\u0103turi semnificative \u00een zona frontierei de sud-vest\u201d, a transmis Departamentul Trezoreriei \u00eentr-un comunicat.<\/p>\n

FinCEN este Re\u021beaua de Combatere a Infrac\u021biunilor Financiare, institu\u021bie responsabil\u0103 de combaterea sp\u0103l\u0103rii banilor, a activit\u0103\u021bilor financiare ilegale \u0219i a re\u021belelor de finan\u021bare a terorismului la nivel mondial.<\/p>\n

\u00cenc\u0103lc\u0103ri ale sanc\u021biunilor impuse Rusiei, Belarusului \u0219i Iranului<\/h2>\n

Bank of America a \u00eencheiat, de asemenea, un acord pentru solu\u021bionarea \u201epoten\u021bialei sale r\u0103spunderi civile pentru 475 de presupuse \u00eenc\u0103lc\u0103ri ale mai multor programe de sanc\u021biuni\u201d cu Oficiul pentru Controlul Activelor Str\u0103ine (OFAC), institu\u021bia care supravegheaz\u0103 aplicarea sanc\u021biunilor americane.<\/p>\n

Potrivit Departamentului Trezoreriei, compania \u201ea procesat pl\u0103\u021bi \u00een valoare de milioane de dolari, \u00eenc\u0103lc\u00e2nd aparent programele de sanc\u021biuni care vizeaz\u0103 Rusia, Belarus, Iran, Myanmar, Somalia, traficul de droguri \u0219i terorismul interna\u021bional\u201d.<\/p>\n

\u201eAtunci c\u00e2nd o banc\u0103 de aceast\u0103 dimensiune nu \u00ee\u0219i \u00eendepline\u0219te obliga\u021biile privind combaterea sp\u0103l\u0103rii banilor \u0219i respectarea sanc\u021biunilor, consecin\u021bele dep\u0103\u0219esc cu mult limitele propriei institu\u021bii, expun\u00e2nd \u00eentregul sistem financiar american unor riscuri semnificative de finan\u021bare ilicit\u0103\u201d, a declarat Bessent.<\/p>\n

Bank of America urmeaz\u0103 s\u0103 \u00ee\u0219i publice rezultatele financiare pentru trimestrul al treilea miercuri, cu pu\u021bin \u00eenainte de ora 7:00, ora Coastei de Est a Statelor Unite.<\/p>\n","protected":false},"excerpt":{"rendered":"

Bank of America a fost obligat\u0103 mar\u021bi s\u0103 pl\u0103teasc\u0103 1,2 miliarde de dolari Departamentului Trezoreriei din Statele Unite, dup\u0103 ce autorit\u0103\u021bile au anun\u021bat c\u0103 institu\u021bia financiar\u0103 a \u00eenc\u0103lcat legisla\u021bia privind … Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":718028,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"Default","format":"standard","meta":[],"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/microscopemedia.com\/index.php?rest_route=\/wp\/v2\/posts\/718027"}],"collection":[{"href":"https:\/\/microscopemedia.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/microscopemedia.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/microscopemedia.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/microscopemedia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=718027"}],"version-history":[{"count":0,"href":"https:\/\/microscopemedia.com\/index.php?rest_route=\/wp\/v2\/posts\/718027\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/microscopemedia.com\/index.php?rest_route=\/wp\/v2\/media\/718028"}],"wp:attachment":[{"href":"https:\/\/microscopemedia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=718027"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/microscopemedia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=718027"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/microscopemedia.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=718027"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}